Frequently Asked Questions

About the Firm & Services

Are you a fiduciary?
Yes. DTY Wealth Planning Solutions operates as a fiduciary, meaning we are legally and ethically obligated to act in your best interest.

What sets your firm apart?
We take a boutique, tax-forward approach with deep expertise in serving aviation professionals. Our multilingual team (English, Mandarin, and Spanish) and focus on advanced planning make us uniquely positioned to support complex financial needs.

Do you offer virtual appointments?
Yes. We serve clients nationwide through secure virtual meetings.

Wealth & Investment Planning

Who do you typically work with?
High-net-worth individuals, business owners, airline professionals, and retirees—especially those seeking strategic tax and retirement planning.

What is your investment philosophy?
We focus on personalized, goal-based portfolios with an emphasis on risk management, tax efficiency, and long-term growth.

Do you offer alternative investments?
Yes. We include non-traditional investments when appropriate to support diversification and long-term performance.

Tax & Retirement Strategy

How do you help reduce taxes?
Through strategies like Roth conversions, tax-loss harvesting, efficient asset location, and advanced planning for business owners and real estate investors.

Can you help with Social Security and Medicare?
Yes. We guide clients on timing and optimizing benefits for long-term impact.

Do you manage 401(k)s or retirement plans?
Yes. We offer 401(k) advice, employer plan support, and guidance on self-directed brokerage accounts (SDBAs).

Can you work with pilots based internationally?
While we primarily serve U.S.-based clients, we can assist international or expat pilots with cross-border planning needs.

Process & Fees

How are you compensated?
We are a fee-based firm. Our transparent pricing includes either assets under management (AUM) fees or flat fees for planning services.

Do you offer a free consultation?
Yes. We provide a complimentary “Second Opinion Service” (S.O.S.) to review your current plan and highlight potential improvements.

How often do we meet?
We typically meet quarterly or more frequently based on your needs and preferences.